/* ═══════════════════════════════════════════════════════════
   CLAIMPALS — Premium Legal-Tech CSS
   Navy & Green palette, matched to the ClaimPals logo
   Palette: #0B2A4D | #1A1A1A | #F4F6F9 | #B9C2CE | #5FA22A
   ═══════════════════════════════════════════════════════════ */

/* ── Tokens ───────────────────────────────────────────────── */
:root {
  --sg-green:       #0B2A4D;
  --sg-green-mid:   #123B66;
  --sg-green-light: #1E5089;
  --sg-black:       #1A1A1A;
  --sg-cream:       #F4F6F9;
  --sg-sage:        #B9C2CE;
  /* "gold" is a legacy name from the forked template — these three now
     hold the logo's green accent, kept as-is to avoid a project-wide rename */
  --sg-gold:        #5FA22A;
  --sg-gold-light:  #86C13E;
  --sg-gold-dark:   #3E7A1D;
  --sg-white:       #ffffff;
  --sg-body-bg:     #F4F6F9;

  --sg-radius-sm:   8px;
  --sg-radius:      14px;
  --sg-radius-lg:   22px;
  --sg-radius-xl:   32px;

  --sg-shadow-sm:   0 2px 12px rgba(11,42,77,.10);
  --sg-shadow:      0 8px 32px rgba(11,42,77,.14);
  --sg-shadow-lg:   0 20px 60px rgba(11,42,77,.20);
  --sg-shadow-gold: 0 8px 32px rgba(95,162,42,.30);

  --sg-transition:  all .28s cubic-bezier(.4,0,.2,1);

  --font-display:   'Playfair Display', Georgia, serif;
  --font-body:      'Inter', system-ui, sans-serif;
}

/* ── Reset / Base ─────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  background: var(--sg-body-bg);
  color: var(--sg-black);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

.py-6 { padding-top: 5rem; padding-bottom: 5rem; }

/* ── Typography helpers ───────────────────────────────────── */
.sg-section-label {
  display: inline-block;
  font-family: var(--font-body);
  font-size: .7rem;
  font-weight: 700;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: var(--sg-gold);
  margin-bottom: .75rem;
}
.sg-section-label.light { color: var(--sg-gold-light); }

.sg-section-title {
  font-family: var(--font-display);
  font-size: clamp(1.9rem, 4vw, 2.8rem);
  font-weight: 700;
  line-height: 1.2;
  color: var(--sg-green);
  margin-bottom: 1.1rem;
}
.sg-section-title em {
  font-style: italic;
  color: var(--sg-gold);
}
.sg-section-title.text-white { color: var(--sg-white); }

.sg-section-body {
  font-size: 1.05rem;
  color: #4a5568;
  line-height: 1.7;
}

/* ── Buttons ──────────────────────────────────────────────── */
.btn { border-radius: var(--sg-radius-sm); font-weight: 600; transition: var(--sg-transition); letter-spacing: .01em; }

.sg-btn-gold {
  background: linear-gradient(135deg, var(--sg-gold) 0%, var(--sg-gold-dark) 100%);
  border: none;
  color: var(--sg-white);
  box-shadow: var(--sg-shadow-gold);
  padding: .7rem 1.8rem;
}
.sg-btn-gold:hover {
  background: linear-gradient(135deg, var(--sg-gold-light) 0%, var(--sg-gold) 100%);
  color: var(--sg-white);
  transform: translateY(-2px);
  box-shadow: 0 12px 40px rgba(95,162,42,.45);
}

.sg-btn-dark {
  background: var(--sg-green);
  border: none;
  color: var(--sg-white);
  padding: .7rem 1.8rem;
  box-shadow: var(--sg-shadow);
}
.sg-btn-dark:hover {
  background: var(--sg-green-mid);
  color: var(--sg-white);
  transform: translateY(-2px);
}

.sg-btn-outline-light {
  border: 2px solid rgba(255,255,255,.45);
  color: var(--sg-white);
  background: rgba(255,255,255,.08);
  backdrop-filter: blur(8px);
  padding: .7rem 1.8rem;
}
.sg-btn-outline-light:hover {
  border-color: var(--sg-gold);
  color: var(--sg-gold);
  background: rgba(95,162,42,.12);
  transform: translateY(-2px);
}

.sg-btn-pulse {
  animation: pulse-gold 2.5s infinite;
}
@keyframes pulse-gold {
  0%   { box-shadow: 0 0 0 0 rgba(95,162,42,.55); }
  70%  { box-shadow: 0 0 0 14px rgba(95,162,42,0); }
  100% { box-shadow: 0 0 0 0 rgba(95,162,42,0); }
}

/* ── Glassmorphism ────────────────────────────────────────── */
.glass-card {
  background: rgba(255,255,255,.08);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1px solid rgba(255,255,255,.15);
  border-radius: var(--sg-radius-lg);
}

/* ═══════════════════════════════════════════════════════════
   NAVBAR
   ═══════════════════════════════════════════════════════════ */
.sg-navbar {
  position: sticky;
  top: 0;
  background: var(--sg-white);
  border-bottom: 1px solid rgba(11,42,77,.08);
  box-shadow: 0 2px 16px rgba(11,42,77,.06);
  padding: .9rem 0;
  transition: padding .28s cubic-bezier(.4,0,.2,1), box-shadow .28s cubic-bezier(.4,0,.2,1);
  z-index: 1030;
  width: 100%;
}
.sg-navbar.scrolled {
  padding: .65rem 0;
  background: var(--sg-white);
  box-shadow: 0 4px 24px rgba(11,42,77,.14);
}

/* ── Navbar logo image ───────────────────────────────────── */
.sg-logo-link {
  display: inline-flex;
  align-items: center;
  text-decoration: none !important;
  flex-shrink: 0;
  opacity: 1;
  transition: opacity .25s ease;
}
.sg-logo-link:hover { opacity: .85; }

.sg-nav-logo-wrap {
  display: inline-flex;
  align-items: center;
}

.sg-nav-logo-img {
  height: 58px;
  width: auto;
  display: block;
}

/* White chip behind the logo — used only in the (dark navy) footer, where
   the ClaimPals wordmark's navy/green text would otherwise disappear.
   The navbar is light now, so the nav logo sits directly on it, no chip. */
.sg-logo-chip {
  background: #ffffff;
  padding: .35rem .6rem;
  border-radius: 12px;
  box-shadow: 0 2px 10px rgba(0,0,0,.18);
}

/* ── Footer logo image ───────────────────────────────────── */
.sg-footer-logo-wrap {
  display: inline-block;
  margin-bottom: 1rem;
}
.sg-footer-logo-img {
  height: 60px;
  width: auto;
  display: block;
}

/* Nav links */
.sg-navbar .nav-link {
  color: rgba(11,42,77,.72) !important;
  font-size: .88rem; font-weight: 500;
  padding: .5rem .85rem !important;
  border-radius: var(--sg-radius-sm);
  transition: var(--sg-transition);
}
.sg-navbar .nav-link:hover,
.sg-navbar .nav-link.active {
  color: var(--sg-gold-dark) !important;
  background: rgba(95,162,42,.12);
}

/* Dropdown */
.sg-dropdown {
  background: var(--sg-white);
  border: 1px solid rgba(11,42,77,.1);
  border-radius: var(--sg-radius);
  box-shadow: var(--sg-shadow-lg);
  padding: .5rem;
  min-width: 240px;
}
.sg-dropdown .dropdown-item {
  color: rgba(11,42,77,.75);
  font-size: .88rem;
  border-radius: var(--sg-radius-sm);
  padding: .55rem .85rem;
  transition: var(--sg-transition);
}
.sg-dropdown .dropdown-item:hover {
  background: rgba(95,162,42,.1);
  color: var(--sg-gold-dark);
}
.sg-dropdown .dropdown-item.disabled {
  opacity: .5;
}

.sg-badge-coming {
  background: rgba(95,162,42,.15);
  color: var(--sg-gold-dark);
  font-size: .6rem;
  letter-spacing: .04em;
}

/* Toggler */
.sg-toggler {
  border: 1px solid rgba(11,42,77,.18);
  border-radius: var(--sg-radius-sm);
  color: var(--sg-green);
  padding: .4rem .65rem;
}
.sg-toggler .bi { font-size: 1.4rem; }
.sg-toggler:focus { box-shadow: none; }

/* ═══════════════════════════════════════════════════════════
   HERO
   ═══════════════════════════════════════════════════════════ */
.sg-hero {
  position: relative;
  z-index: 0;          /* contain all hero children — nothing can leak above navbar */
  overflow: hidden;
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding: 7rem 0 5rem;
}

.sg-hero-bg {
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 80% 60% at 20% 40%, rgba(95,162,42,.12) 0%, transparent 60%),
    radial-gradient(ellipse 60% 80% at 80% 20%, rgba(185,194,206,.08) 0%, transparent 55%),
    linear-gradient(160deg, #081D36 0%, #0B2A4D 35%, #10315A 60%, #0A2340 100%);
  z-index: 0;
}

.sg-hero-overlay {
  display: none;
}

.sg-hero-particles { position: absolute; inset: 0; z-index: 1; pointer-events: none; }

.sg-hero .container { z-index: 2; }

.min-vh-hero { min-height: calc(100vh - 7rem); }

/* Trust pill */
.sg-trust-pill {
  display: inline-flex; align-items: center; gap: .6rem;
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(95,162,42,.3);
  border-radius: 50px;
  padding: .45rem 1rem;
  backdrop-filter: blur(8px);
  font-size: .82rem;
  color: var(--sg-cream);
}
.sg-trust-stars { color: #00b67a; font-size: .75rem; }
.sg-trust-stars .bi { margin-right: 1px; }

/* Headline */
.sg-hero-headline {
  font-family: var(--font-display);
  font-size: clamp(2.5rem, 6vw, 4.2rem);
  font-weight: 800;
  color: var(--sg-white);
  line-height: 1.1;
  margin-bottom: 1.25rem;
}
.sg-hero-headline em {
  font-style: italic;
  color: var(--sg-gold);
}

.sg-hero-sub {
  font-size: 1.1rem;
  color: rgba(255,255,255,.75);
  max-width: 440px;
  line-height: 1.65;
  margin-bottom: 2rem;
}

/* Trust items row */
.sg-hero-trust { margin-top: .5rem; }
.sg-trust-item {
  display: flex; align-items: center; gap: .5rem;
  font-size: .82rem; font-weight: 500;
  color: rgba(255,255,255,.75);
}
.sg-trust-item .bi {
  color: var(--sg-gold);
  font-size: 1rem;
}

/* Hero card */
.sg-hero-card-wrap { position: relative; }

.sg-hero-card {
  padding: 2rem;
  border-radius: var(--sg-radius-xl);
  width: 320px;
  max-width: 100%;
  animation: floatCard 4s ease-in-out infinite;
}
@keyframes floatCard {
  0%,100% { transform: translateY(0); }
  50%      { transform: translateY(-12px); }
}

.sg-hero-card-header {
  display: flex; align-items: center; gap: 1rem;
  margin-bottom: 1.25rem;
}
.sg-hero-card-icon {
  width: 48px; height: 48px;
  background: linear-gradient(135deg, var(--sg-gold) 0%, var(--sg-gold-dark) 100%);
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem; color: var(--sg-white);
}
.sg-hero-card-title { font-weight: 700; color: var(--sg-white); font-size: .9rem; }
.sg-hero-card-sub { font-size: .75rem; color: rgba(255,255,255,.55); }

.sg-hero-card-amount {
  font-family: var(--font-display);
  font-size: 3rem; font-weight: 800;
  color: var(--sg-gold);
  line-height: 1;
  margin-bottom: 1.25rem;
}
.sg-hero-card-amount span { font-size: 1.8rem; }

.sg-check-row {
  font-size: .84rem; color: rgba(255,255,255,.8);
  margin-bottom: .45rem;
  display: flex; align-items: center; gap: .5rem;
}
.sg-check-row .bi { flex-shrink: 0; }

/* Float chips */
.sg-float-chip {
  position: absolute;
  display: flex; align-items: center; gap: .65rem;
  background: rgba(255,255,255,.12);
  backdrop-filter: blur(12px);
  border: 1px solid rgba(255,255,255,.2);
  border-radius: 50px;
  padding: .55rem 1rem;
  white-space: nowrap;
}
.sg-float-chip .bi { color: var(--sg-gold); font-size: 1.1rem; }
.sg-float-chip div { display: flex; flex-direction: column; line-height: 1.2; }
.sg-float-chip strong { font-size: .9rem; color: var(--sg-white); }
.sg-float-chip span { font-size: .7rem; color: rgba(255,255,255,.6); }

.sg-float-chip-1 {
  top: -24px; left: -32px;
  animation: floatChip1 3.5s ease-in-out infinite;
}
.sg-float-chip-2 {
  bottom: -20px; right: -24px;
  animation: floatChip2 4s ease-in-out infinite;
}
@keyframes floatChip1 {
  0%,100% { transform: translateY(0) rotate(-2deg); }
  50%      { transform: translateY(-8px) rotate(0deg); }
}
@keyframes floatChip2 {
  0%,100% { transform: translateY(0) rotate(2deg); }
  50%      { transform: translateY(-6px) rotate(0deg); }
}

/* Wave divider */
.sg-wave {
  position: absolute; bottom: -1px; left: 0; right: 0;
  line-height: 0;
}
.sg-wave svg { display: block; width: 100%; height: 60px; }

/* ═══════════════════════════════════════════════════════════
   STATS BAR
   ═══════════════════════════════════════════════════════════ */
.sg-stats-bar {
  background: var(--sg-white);
  box-shadow: var(--sg-shadow);
  position: relative; z-index: 2;
  border-bottom: 1px solid rgba(11,42,77,.07);
}

.sg-stat-item {
  padding: 2rem 1.5rem;
  text-align: center;
  border-right: 1px solid rgba(11,42,77,.07);
}
.sg-stat-item:last-child { border-right: none; }

.sg-stat-number {
  font-family: var(--font-display);
  font-size: 2.2rem; font-weight: 800;
  color: var(--sg-green);
  line-height: 1;
}
.sg-stat-plus { font-size: 1.4rem; color: var(--sg-gold); }

.sg-stat-label {
  font-size: .8rem; font-weight: 600;
  color: #6b7280;
  letter-spacing: .03em;
  margin-top: .4rem;
}

/* ═══════════════════════════════════════════════════════════
   TRUST LOGOS
   ═══════════════════════════════════════════════════════════ */
.sg-trust-logos {
  background: var(--sg-body-bg);
  border-bottom: 1px solid rgba(11,42,77,.07);
}
.sg-trust-logos-label {
  font-size: .72rem; font-weight: 700;
  letter-spacing: .15em; text-transform: uppercase;
  color: #9ca3af;
}
.sg-regulator-badge {
  display: flex; flex-direction: column; align-items: center;
  gap: .15rem;
  font-size: .7rem; color: #6b7280;
  padding: .5rem .75rem;
}
.sg-regulator-badge .bi { font-size: 1.5rem; color: var(--sg-sage); }
.sg-regulator-badge span { font-size: .9rem; font-weight: 700; color: var(--sg-green); }

/* ═══════════════════════════════════════════════════════════
   NO WIN NO FEE
   ═══════════════════════════════════════════════════════════ */
.sg-nwnf { background: var(--sg-body-bg); }

.sg-check-list {
  list-style: none; padding: 0; margin: 0;
}
.sg-check-list li {
  display: flex; align-items: center; gap: .75rem;
  font-size: .95rem; color: var(--sg-black);
  padding: .5rem 0;
  border-bottom: 1px solid rgba(11,42,77,.06);
}
.sg-check-list li:last-child { border-bottom: none; }
.sg-check-list .bi { color: var(--sg-gold); font-size: 1.1rem; flex-shrink: 0; }

.sg-nwnf-card {
  background: var(--sg-white);
  border-radius: var(--sg-radius-lg);
  padding: 1.6rem;
  box-shadow: var(--sg-shadow-sm);
  border: 1px solid rgba(11,42,77,.06);
  transition: var(--sg-transition);
}
.sg-nwnf-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--sg-shadow);
  border-color: rgba(95,162,42,.25);
}
.sg-nwnf-icon {
  width: 48px; height: 48px;
  background: linear-gradient(135deg, rgba(11,42,77,.08) 0%, rgba(185,194,206,.2) 100%);
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem;
  color: var(--sg-green);
  margin-bottom: .85rem;
}
.sg-nwnf-card h5 { font-family: var(--font-display); font-weight: 700; color: var(--sg-green); margin-bottom: .4rem; }
.sg-nwnf-card p { font-size: .88rem; color: #6b7280; margin: 0; }

/* ═══════════════════════════════════════════════════════════
   HOW IT WORKS
   ═══════════════════════════════════════════════════════════ */
.sg-hiw {
  position: relative;
  overflow: hidden;
}
.sg-hiw-bg {
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 70% 50% at 10% 50%, rgba(95,162,42,.08) 0%, transparent 50%),
    linear-gradient(160deg, #081D36 0%, #0B2A4D 50%, #10315A 100%);
}

.sg-step-card {
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: var(--sg-radius-xl);
  padding: 2rem 1.6rem;
  text-align: center;
  height: 100%;
  transition: var(--sg-transition);
  backdrop-filter: blur(8px);
  position: relative;
}
.sg-step-card:hover {
  background: rgba(255,255,255,.1);
  border-color: rgba(95,162,42,.35);
  transform: translateY(-6px);
}
.sg-step-card-gold {
  background: linear-gradient(135deg, rgba(95,162,42,.18) 0%, rgba(95,162,42,.08) 100%);
  border-color: rgba(95,162,42,.4);
}

.sg-step-number {
  font-family: var(--font-display);
  font-size: 3.5rem; font-weight: 800;
  color: rgba(255,255,255,.06);
  line-height: 1;
  position: absolute; top: 1rem; right: 1.2rem;
  pointer-events: none;
}
.sg-step-card-gold .sg-step-number { color: rgba(95,162,42,.15); }

.sg-step-icon {
  width: 64px; height: 64px;
  background: linear-gradient(135deg, rgba(95,162,42,.2) 0%, rgba(95,162,42,.1) 100%);
  border: 1px solid rgba(95,162,42,.3);
  border-radius: 18px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.6rem; color: var(--sg-gold);
  margin: 0 auto 1.2rem;
  transition: var(--sg-transition);
}
.sg-step-card:hover .sg-step-icon {
  background: linear-gradient(135deg, var(--sg-gold) 0%, var(--sg-gold-dark) 100%);
  color: var(--sg-white);
}

.sg-step-card h4 {
  font-family: var(--font-display);
  font-size: 1.1rem; font-weight: 700;
  color: var(--sg-white); margin-bottom: .6rem;
}
.sg-step-card p { font-size: .88rem; color: rgba(255,255,255,.65); margin: 0; }

/* ═══════════════════════════════════════════════════════════
   CLAIM CATEGORIES
   ═══════════════════════════════════════════════════════════ */
.sg-claims { background: var(--sg-body-bg); }

.sg-claim-card {
  background: var(--sg-white);
  border-radius: var(--sg-radius-xl);
  padding: 1.75rem;
  border: 1px solid rgba(11,42,77,.07);
  box-shadow: var(--sg-shadow-sm);
  transition: var(--sg-transition);
  position: relative;
  overflow: hidden;
}
.sg-claim-card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0;
  height: 3px;
  background: transparent;
  transition: var(--sg-transition);
}
.sg-claim-card:hover::before { background: linear-gradient(90deg, var(--sg-gold) 0%, var(--sg-gold-light) 100%); }

.sg-claim-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--sg-shadow-lg);
  border-color: rgba(95,162,42,.2);
}

.sg-claim-card-active {
  border-color: rgba(95,162,42,.3);
  box-shadow: var(--sg-shadow-gold);
}
.sg-claim-card-active::before {
  background: linear-gradient(90deg, var(--sg-gold) 0%, var(--sg-gold-light) 100%);
}
.sg-claim-card-active:hover { transform: translateY(-6px); }

.sg-claim-card-soon { opacity: .75; cursor: default; }
.sg-claim-card-soon:hover { transform: none; box-shadow: var(--sg-shadow-sm); border-color: rgba(11,42,77,.07); }
.sg-claim-card-soon:hover::before { background: transparent; }

.sg-claim-card-header {
  display: flex; align-items: flex-start; justify-content: space-between;
  margin-bottom: 1rem;
}

.sg-claim-icon {
  width: 52px; height: 52px;
  background: linear-gradient(135deg, rgba(11,42,77,.08) 0%, rgba(185,194,206,.2) 100%);
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.4rem; color: var(--sg-green);
  transition: var(--sg-transition);
}
.sg-claim-card-active .sg-claim-icon {
  background: linear-gradient(135deg, var(--sg-gold) 0%, var(--sg-gold-dark) 100%);
  color: var(--sg-white);
}
.sg-claim-card-active:hover .sg-claim-icon { transform: scale(1.05); }

.sg-claim-badge {
  font-size: .65rem; font-weight: 700;
  letter-spacing: .08em; text-transform: uppercase;
  background: linear-gradient(135deg, var(--sg-gold) 0%, var(--sg-gold-dark) 100%);
  color: var(--sg-white);
  padding: .25rem .65rem;
  border-radius: 50px;
}
.sg-claim-badge-soon {
  font-size: .65rem; font-weight: 600;
  color: #9ca3af;
  background: #f3f4f6;
  padding: .25rem .65rem;
  border-radius: 50px;
  letter-spacing: .06em;
}

.sg-claim-card h4 {
  font-family: var(--font-display);
  font-size: 1.15rem; font-weight: 700;
  color: var(--sg-green); margin-bottom: .5rem;
}
.sg-claim-card p { font-size: .88rem; color: #6b7280; margin-bottom: 1rem; }

.sg-claim-stat {
  font-size: .82rem; color: #9ca3af;
  border-top: 1px solid rgba(11,42,77,.06);
  padding-top: .75rem; margin-bottom: .75rem;
}
.sg-claim-stat strong { color: var(--sg-green); }

.sg-claim-cta {
  font-size: .88rem; font-weight: 700;
  color: var(--sg-gold);
  display: flex; align-items: center; gap: .4rem;
  transition: var(--sg-transition);
}
.sg-claim-card-active:hover .sg-claim-cta { gap: .7rem; }
.sg-claim-cta-soon { font-size: .85rem; font-weight: 600; color: #9ca3af; }

/* ═══════════════════════════════════════════════════════════
   POPULAR CLAIM TYPES GRID
   ═══════════════════════════════════════════════════════════ */
.sg-claim-grid-section { background: #ffffff; }

.sg-claim-grid-title {
  font-family: var(--font-display);
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 700;
  color: var(--sg-green);
}

.sg-view-all-link {
  font-size: .88rem;
  font-weight: 600;
  color: var(--sg-green);
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: .25rem;
  border-bottom: 1.5px solid rgba(11,42,77,.25);
  padding-bottom: 1px;
  transition: all .2s ease;
}
.sg-view-all-link:hover {
  color: var(--sg-gold);
  border-color: var(--sg-gold);
  gap: .5rem;
}

.sg-claim-type-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 1rem;
}

.sg-claim-type-card {
  background: #ffffff;
  border: 1px solid #e8ebe8;
  border-radius: 14px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: .85rem;
  padding: 1.75rem 1rem 1.5rem;
  text-decoration: none !important;
  text-align: center;
  box-shadow: 0 2px 10px rgba(11,42,77,.06);
  transition: all .25s ease;
  cursor: pointer;
}
.sg-claim-type-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 8px 28px rgba(11,42,77,.13);
  border-color: rgba(11,42,77,.2);
}
a.sg-claim-type-card:hover .sg-ct-icon {
  background: var(--sg-green);
  color: #ffffff;
  border-color: var(--sg-green);
}

.sg-ct-icon {
  width: 64px;
  height: 64px;
  border-radius: 14px;
  border: 1.5px solid #d4ddd4;
  background: #f4f7f4;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.65rem;
  color: var(--sg-green);
  transition: all .25s ease;
}

.sg-claim-type-card span {
  font-size: .82rem;
  font-weight: 600;
  color: #374151;
  line-height: 1.45;
}
a.sg-claim-type-card span { color: var(--sg-green); }

.sg-ct-soon { cursor: default; }
.sg-ct-soon:hover { transform: none; box-shadow: 0 2px 10px rgba(11,42,77,.06); border-color: #e8ebe8; }
.sg-ct-soon .sg-ct-icon { border-color: #e5e7eb; color: #9ca3af; background: #f9fafb; }
.sg-ct-soon:hover .sg-ct-icon { background: #f9fafb; color: #9ca3af; border-color: #e5e7eb; }
.sg-ct-soon span { color: #6b7280; }

@media (max-width: 1199px) {
  .sg-claim-type-grid { grid-template-columns: repeat(5, 1fr); gap: .75rem; }
}
@media (max-width: 991px) {
  .sg-claim-type-grid { grid-template-columns: repeat(4, 1fr); }
}
@media (max-width: 575px) {
  .sg-claim-type-grid { grid-template-columns: repeat(2, 1fr); gap: .75rem; }
  .sg-claim-type-card { padding: 1.4rem .75rem 1.2rem; }
  .sg-ct-icon { width: 56px; height: 56px; font-size: 1.4rem; }
}

/* ═══════════════════════════════════════════════════════════
   REAL PEOPLE. REAL RESULTS.
   ═══════════════════════════════════════════════════════════ */
.sg-real-results { overflow: hidden; }

/* ── Top half: photo + stats ─────────────────────────────── */
.sg-rr-wrap {
  display: grid;
  grid-template-columns: 38% 62%;
  min-height: 280px;
}

.sg-rr-photo {
  background:
    linear-gradient(to right, rgba(11,42,77,0) 50%, #0B2A4D 100%),
    url('../img/Layer 5.png') center / cover no-repeat;
  position: relative;
}
.sg-rr-photo::before {
  content: '';
  position: absolute; inset: 0;
  background: linear-gradient(135deg, rgba(11,42,77,.15) 0%, rgba(11,42,77,.05) 50%, transparent 100%);
}

/* Stats panel */
.sg-rr-content {
  background: #0B2A4D;
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 3rem 3.5rem 3rem 2.5rem;
}

.sg-rr-heading {
  font-family: var(--font-display);
  font-size: clamp(1.5rem, 2.5vw, 2.1rem);
  font-weight: 700;
  color: #ffffff;
  line-height: 1.2;
  margin-bottom: 2rem;
}
.sg-rr-heading em { font-style: italic; color: #5FA22A; }

/* 4 stats in a single row */
.sg-rr-stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
}

.sg-rr-stat {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: .35rem;
  padding: 0 1rem;
  border-right: 1px solid rgba(255,255,255,.15);
}
.sg-rr-stat:last-child { border-right: none; }

.sg-rr-stat-icon {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  border: 1.5px solid rgba(95,162,42,.55);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  color: #5FA22A;
  margin-bottom: .4rem;
  flex-shrink: 0;
}

.sg-rr-stat-num {
  font-family: var(--font-display);
  font-size: 1.35rem;
  font-weight: 800;
  color: #ffffff;
  line-height: 1;
}

.sg-rr-stat-label {
  font-size: .75rem;
  color: rgba(255,255,255,.6);
  font-weight: 500;
  line-height: 1.4;
}

/* ── Regulatory compliance strip ─────────────────────────── */
.sg-rr-compliance {
  background: #f8f8f6;
  border-top: 1px solid #e5e7eb;
  padding: 1.1rem 0;
}

.sg-rr-comp-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
  flex-wrap: wrap;
}

.sg-rr-comp-text {
  font-size: .8rem;
  font-style: italic;
  color: #6b7280;
  line-height: 1.55;
  margin: 0;
  max-width: 400px;
}

.sg-rr-comp-logos {
  display: flex;
  align-items: center;
  gap: 1.75rem;
  flex-wrap: wrap;
}

/* FCA logo */
.sg-comp-fca {
  display: flex;
  align-items: center;
  gap: .4rem;
  border: 1.5px solid #374151;
  border-radius: 4px;
  padding: .35rem .65rem;
}
.sg-fca-mark {
  font-size: 1.3rem;
  font-weight: 900;
  color: #1a1a1a;
  letter-spacing: -.02em;
  line-height: 1;
}
.sg-fca-text {
  font-size: .52rem;
  font-weight: 700;
  color: #374151;
  letter-spacing: .04em;
  line-height: 1.3;
  text-transform: uppercase;
}

/* ICO logo */
.sg-comp-ico {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  line-height: 1;
}
.sg-ico-mark {
  font-size: 1.5rem;
  font-weight: 900;
  color: #00a3c4;
  letter-spacing: -.03em;
  line-height: 1;
}
.sg-ico-sub {
  font-size: .52rem;
  color: #6b7280;
  font-weight: 500;
  line-height: 1.2;
  max-width: 90px;
}

/* Cyber Essentials */
.sg-comp-cyber { display: flex; align-items: center; }
.sg-cyber-badge {
  display: flex;
  align-items: center;
  gap: .45rem;
  background: #1a1a6e;
  color: #ffffff;
  border-radius: 5px;
  padding: .4rem .7rem;
}
.sg-cyber-badge .bi {
  font-size: 1.3rem;
  color: #f59e0b;
}
.sg-cyber-top { font-size: .52rem; font-weight: 700; letter-spacing: .1em; line-height: 1.4; }
.sg-cyber-mid { font-size: .52rem; font-weight: 700; letter-spacing: .1em; line-height: 1.4; }
.sg-cyber-bot { font-size: .52rem; font-weight: 600; color: rgba(255,255,255,.75); letter-spacing: .06em; line-height: 1.4; }

/* ── Responsive ───────────────────────────────────────────── */
@media (max-width: 991px) {
  .sg-rr-wrap { grid-template-columns: 1fr; }
  .sg-rr-photo { min-height: 220px; }
  .sg-rr-content { padding: 2.5rem 2rem; }
}
@media (max-width: 767px) {
  .sg-rr-stats { grid-template-columns: repeat(2, 1fr); }
  /* bottom-row stats need a top divider */
  .sg-rr-stat:nth-child(3),
  .sg-rr-stat:nth-child(4) { border-top: 1px solid rgba(255,255,255,.15); padding-top: 1.25rem; margin-top: 1.25rem; }
  /* even columns lose the right border */
  .sg-rr-stat:nth-child(2),
  .sg-rr-stat:nth-child(4) { border-right: none; }
  .sg-rr-comp-inner { justify-content: center; text-align: center; }
  .sg-rr-comp-text { max-width: 100%; }
}
@media (max-width: 575px) {
  .sg-rr-content { padding: 2rem 1.5rem; }
  .sg-rr-stat-num { font-size: 1.15rem; }
  .sg-rr-stat { padding: 0 .5rem; }
}

/* ═══════════════════════════════════════════════════════════
   WHY CHOOSE US
   ═══════════════════════════════════════════════════════════ */
.sg-why { position: relative; overflow: hidden; }
.sg-why-bg {
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 80% 60% at 80% 30%, rgba(95,162,42,.07) 0%, transparent 55%),
    linear-gradient(160deg, #081D36 0%, #0B2A4D 60%, #10315A 100%);
}

.sg-why-stats {
  display: flex; gap: 2.5rem; flex-wrap: wrap;
}
.sg-why-stat-num {
  font-family: var(--font-display);
  font-size: 2rem; font-weight: 800;
  color: var(--sg-gold);
  line-height: 1;
}
.sg-why-stat-label { font-size: .78rem; color: rgba(255,255,255,.6); font-weight: 500; margin-top: .2rem; }

.sg-why-card {
  padding: 1.6rem;
  border-radius: var(--sg-radius-lg);
  transition: var(--sg-transition);
}
.sg-why-card:hover {
  background: rgba(255,255,255,.14);
  transform: translateY(-4px);
  border-color: rgba(95,162,42,.25);
}

.sg-why-icon {
  width: 48px; height: 48px;
  background: linear-gradient(135deg, rgba(95,162,42,.2) 0%, rgba(95,162,42,.08) 100%);
  border: 1px solid rgba(95,162,42,.3);
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem; color: var(--sg-gold);
  margin-bottom: .85rem;
  transition: var(--sg-transition);
}
.sg-why-card:hover .sg-why-icon {
  background: linear-gradient(135deg, var(--sg-gold) 0%, var(--sg-gold-dark) 100%);
  color: var(--sg-white);
}
.sg-why-card h5 { font-family: var(--font-display); font-weight: 700; color: var(--sg-white); margin-bottom: .4rem; }
.sg-why-card p { font-size: .88rem; color: rgba(255,255,255,.6); margin: 0; }

/* ═══════════════════════════════════════════════════════════
   TESTIMONIALS
   ═══════════════════════════════════════════════════════════ */
.sg-testimonials { background: var(--sg-body-bg); }

.sg-tp-stars { color: #00b67a; font-size: .9rem; }
.sg-tp-stars .bi { margin-right: 1px; }

.sg-testimonial-card {
  background: var(--sg-white);
  border-radius: var(--sg-radius-xl);
  padding: 2rem;
  box-shadow: var(--sg-shadow-sm);
  border: 1px solid rgba(11,42,77,.06);
  transition: var(--sg-transition);
}
.sg-testimonial-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--sg-shadow);
}

.sg-testimonial-card-featured {
  background: linear-gradient(145deg, var(--sg-green) 0%, var(--sg-green-mid) 100%);
  border-color: rgba(95,162,42,.2);
  box-shadow: var(--sg-shadow-lg);
}
.sg-testimonial-card-featured .sg-tp-stars { color: #00b67a; }
.sg-testimonial-card-featured blockquote { color: rgba(255,255,255,.85); }
.sg-testimonial-card-featured strong { color: var(--sg-white) !important; }
.sg-testimonial-card-featured span { color: var(--sg-gold) !important; }

.sg-testimonial-card blockquote {
  font-family: var(--font-display);
  font-style: italic;
  font-size: .95rem; color: #374151;
  line-height: 1.65;
  margin: 0 0 1.5rem;
  padding: 0;
  border: none;
}

.sg-tp-author { display: flex; align-items: center; gap: .85rem; }
.sg-tp-avatar {
  width: 42px; height: 42px;
  background: linear-gradient(135deg, var(--sg-gold) 0%, var(--sg-gold-dark) 100%);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: .75rem; font-weight: 700; color: var(--sg-white);
  flex-shrink: 0;
}
.sg-tp-author strong { display: block; font-size: .9rem; color: var(--sg-green); }
.sg-tp-author span { font-size: .78rem; color: #9ca3af; }

/* Trustpilot strip */
.sg-tp-strip {
  background: var(--sg-white);
  border-radius: var(--sg-radius-lg);
  padding: 1.5rem 2rem;
  display: flex; align-items: center; gap: 2rem; flex-wrap: wrap;
  box-shadow: var(--sg-shadow-sm);
  border: 1px solid rgba(11,42,77,.06);
  justify-content: center;
}
.sg-tp-logo { display: flex; align-items: center; gap: .5rem; font-size: 1.1rem; font-weight: 700; }
.sg-tp-star-badge {
  width: 30px; height: 30px;
  background: #00b67a; color: var(--sg-white);
  border-radius: 6px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem; font-weight: 700;
}
.sg-tp-rating { display: flex; align-items: center; gap: 1rem; flex-wrap: wrap; }
.sg-tp-stars-lg { color: #00b67a; font-size: 1.3rem; }
.sg-tp-rating span { font-size: .9rem; color: #4b5563; }

/* ═══════════════════════════════════════════════════════════
   FAQ
   ═══════════════════════════════════════════════════════════ */
/* ═══════════════════════════════════════════════════════════
   CTA BANNER
   ═══════════════════════════════════════════════════════════ */
.sg-cta-banner { background: #F4F6F9; }

.sg-cta-card {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(ellipse 55% 120% at 8% 50%,  rgba(95,162,42,.18) 0%, transparent 60%),
    radial-gradient(ellipse 40% 80%  at 92% 20%,  rgba(185,194,206,.12) 0%, transparent 55%),
    radial-gradient(ellipse 30% 60%  at 85% 80%,  rgba(95,162,42,.10) 0%, transparent 50%),
    linear-gradient(125deg, #0A2340 0%, #0B2A4D 40%, #0F3157 70%, #06182C 100%);
  border-radius: 20px;
  padding: 3rem 3.5rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2.5rem;
  box-shadow: 0 24px 64px rgba(11,42,77,.35), 0 4px 16px rgba(11,42,77,.2);
}

/* ── Sparkles container ──────────────────────────────────── */
.sg-cta-sparkles {
  position: absolute;
  inset: 0;
  pointer-events: none;
  z-index: 0;
}

/* 4-pointed star shape via clip-path */
.sp {
  position: absolute;
  background: rgba(255,255,255,.13);
  clip-path: polygon(50% 0%, 56% 44%, 100% 50%, 56% 56%, 50% 100%, 44% 56%, 0% 50%, 44% 44%);
  display: block;
}

/* Individual sparkles — size + position */
.sp-1 { width: 90px;  height: 90px;  right: 18%;  top: -10%;  opacity: .55; }
.sp-2 { width: 65px;  height: 65px;  right: 10%;  top: 50%;   opacity: .45; transform: translateY(-50%); }
.sp-3 { width: 110px; height: 110px; right: 5%;   top: -20%;  opacity: .35; }
.sp-4 { width: 50px;  height: 50px;  right: 26%;  bottom: 5%; opacity: .5;  }
.sp-5 { width: 75px;  height: 75px;  right: 3%;   bottom: -15%; opacity: .4; }
.sp-6 { width: 38px;  height: 38px;  right: 32%;  top: 15%;   opacity: .35; }
.sp-7 { width: 55px;  height: 55px;  right: 14%;  bottom: 10%; opacity: .45; }
.sp-8 { width: 28px;  height: 28px;  right: 22%;  top: 60%;   opacity: .3;  }

/* Gold shimmer bar across the top edge */
.sg-cta-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 2px;
  background: linear-gradient(to right, transparent 0%, #5FA22A 30%, #C9E894 55%, #5FA22A 70%, transparent 100%);
  opacity: .7;
}

/* Soft glow orb — bottom right */
.sg-cta-card::after {
  content: '';
  position: absolute;
  width: 320px; height: 320px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(95,162,42,.14) 0%, transparent 70%);
  bottom: -100px; right: -60px;
  pointer-events: none;
}

.sg-cta-heading {
  font-family: var(--font-display);
  font-size: clamp(1.4rem, 2.6vw, 2rem);
  font-weight: 700;
  color: #ffffff;
  line-height: 1.3;
  margin: 0;
  position: relative;
  z-index: 2;
}

.sg-cta-btn {
  position: relative;
  z-index: 2;
  flex-shrink: 0;
  display: inline-block;
  background: #5FA22A;
  color: #ffffff !important;
  text-decoration: none !important;
  font-weight: 700;
  font-size: .95rem;
  padding: .9rem 2.25rem;
  border-radius: 50px;
  white-space: nowrap;
  transition: all .25s ease;
  box-shadow: 0 4px 18px rgba(95,162,42,.35);
}
.sg-cta-btn:hover {
  background: #86C13E;
  transform: translateY(-2px);
  box-shadow: 0 8px 28px rgba(95,162,42,.5);
  color: #ffffff !important;
}

@media (max-width: 767px) {
  .sg-cta-card {
    flex-direction: column;
    align-items: flex-start;
    padding: 2.5rem 2rem;
    gap: 1.75rem;
  }
  .sg-cta-btn { width: 100%; text-align: center; }
}
@media (max-width: 575px) {
  .sg-cta-card { border-radius: 14px; padding: 2rem 1.5rem; }
}

/* ═══════════════════════════════════════════════════════════
   FAQ
   ═══════════════════════════════════════════════════════════ */
.sg-faq { position: relative; overflow: hidden; border-bottom: 1px solid rgba(95,162,42,.22); }
.sg-faq-bg {
  position: absolute; inset: 0;
  background: linear-gradient(160deg, #081D36 0%, #0B2A4D 60%, #10315A 100%);
}

.sg-accordion-item {
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.1) !important;
  border-radius: var(--sg-radius-lg) !important;
  margin-bottom: .75rem;
  overflow: hidden;
  transition: var(--sg-transition);
}
.sg-accordion-item:hover { border-color: rgba(95,162,42,.3) !important; }

.sg-accordion-btn {
  background: transparent !important;
  color: var(--sg-white) !important;
  font-family: var(--font-body);
  font-weight: 600; font-size: .95rem;
  padding: 1.2rem 1.5rem;
  border: none !important;
  box-shadow: none !important;
}
.sg-accordion-btn:not(.collapsed) {
  color: var(--sg-gold) !important;
  background: rgba(95,162,42,.06) !important;
}
.sg-accordion-btn::after {
  filter: invert(1) brightness(1.5);
}
.sg-accordion-btn:not(.collapsed)::after {
  filter: none;
  /* gold arrow */
}

.sg-accordion-body {
  background: transparent;
  color: rgba(255,255,255,.7);
  font-size: .92rem;
  line-height: 1.7;
  padding: 0 1.5rem 1.25rem;
}

/* ═══════════════════════════════════════════════════════════
   LEAD FORM
   ═══════════════════════════════════════════════════════════ */
.sg-form-section {
  background: var(--sg-body-bg);
}

.sg-form-card {
  background: linear-gradient(145deg, #0B2A4D 0%, #081D36 100%);
  border-radius: 22px;
  padding: 3rem 2.5rem;
  box-shadow: 0 20px 60px rgba(11,42,77,.35);
  border: 1px solid rgba(95,162,42,.2);
}

.sg-form-header { margin-bottom: 2.5rem; }

/* Progress */
.sg-form-progress {
  display: flex !important; align-items: center;
  flex-wrap: nowrap;
  position: relative;
}
.sg-progress-step {
  display: flex; align-items: center; gap: .5rem;
  font-size: .78rem; font-weight: 600;
  color: rgba(255,255,255,.4);
  white-space: nowrap;
  transition: var(--sg-transition);
}
.sg-progress-step span {
  width: 28px; height: 28px;
  border: 2px solid rgba(255,255,255,.2);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: .78rem; font-weight: 700;
  transition: var(--sg-transition);
}
.sg-progress-step.active {
  color: var(--sg-gold);
}
.sg-progress-step.active span {
  background: var(--sg-gold);
  border-color: var(--sg-gold);
  color: var(--sg-white);
}
.sg-progress-step.completed span {
  background: #22c55e; border-color: #22c55e; color: var(--sg-white);
}
.sg-progress-line {
  flex: 1;
  height: 2px;
  background: rgba(255,255,255,.12);
  margin: 0 .75rem;
}

/* Compact progress bar variant for forms with more than 3 steps —
   drops the text label to just the numbered circle on narrow screens
   so 5+ steps don't overflow the card. */
@media (max-width: 480px) {
  .sg-form-progress-compact .sg-progress-label { display: none; }
  .sg-form-progress-compact .sg-progress-line { margin: 0 .3rem; }
}

/* Compact pill-style radios for long option lists (e.g. bank selection) —
   sg-radio-card is sized for 2-6 icon options; this is for 10-30 plain options. */
.sg-radio-pill-grid { display: flex; flex-wrap: wrap; gap: .55rem; }
.sg-radio-pill { cursor: pointer; }
.sg-radio-pill input { display: none !important; }
.sg-radio-pill-content {
  display: inline-flex; align-items: center; justify-content: center;
  padding: .55rem 1.1rem;
  border-radius: 999px;
  background: rgba(255,255,255,.07);
  border: 1px solid rgba(255,255,255,.14);
  color: var(--sg-white);
  font-size: .82rem; font-weight: 600;
  white-space: nowrap;
  transition: var(--sg-transition);
}
.sg-radio-pill:hover .sg-radio-pill-content {
  border-color: rgba(95,162,42,.45);
  background: rgba(95,162,42,.14);
}
.sg-radio-pill input:checked + .sg-radio-pill-content {
  background: var(--sg-gold);
  border-color: var(--sg-gold);
  color: var(--sg-white);
}

/* Form steps — !important required to beat Bootstrap block-display cascade */
.sg-form-step { display: none !important; }
.sg-form-step.active { display: block !important; }
.sg-form-step-title {
  font-family: var(--font-display);
  font-size: 1.15rem; font-weight: 700;
  color: #ffffff; margin-bottom: 1.5rem;
}

/* Radio cards */
.sg-radio-card { display: block; cursor: pointer; }
.sg-radio-card input[type="radio"],
.sg-radio-card input[type="checkbox"] { display: none !important; }
.sg-radio-content {
  display: flex !important; align-items: center; gap: .75rem;
  background: rgba(255,255,255,.08);
  border: 1.5px solid rgba(255,255,255,.18);
  border-radius: 10px;
  padding: .85rem 1rem;
  font-size: .9rem; font-weight: 600;
  color: rgba(255,255,255,.8);
  transition: all .25s ease;
  cursor: pointer;
}
.sg-radio-content .bi { font-size: 1.2rem; color: #B9C2CE; }
.sg-radio-card input:checked + .sg-radio-content {
  border-color: #5FA22A;
  background: rgba(95,162,42,.15);
  color: #ffffff;
}
.sg-radio-card input:checked + .sg-radio-content .bi { color: #5FA22A; }
.sg-radio-content:hover {
  border-color: rgba(95,162,42,.5);
  background: rgba(95,162,42,.08);
}

/* Inputs — explicit colours beat UA stylesheet white-background defaults */
.sg-form-label {
  font-size: .82rem; font-weight: 600;
  color: rgba(255,255,255,.75) !important;
  margin-bottom: .4rem;
  display: block;
}
.sg-form-input {
  display: block;
  width: 100% !important;
  background-color: rgba(255,255,255,.1) !important;
  background: rgba(255,255,255,.1) !important;
  border: 1.5px solid rgba(255,255,255,.22) !important;
  border-radius: 8px !important;
  padding: .75rem 1rem !important;
  font-size: .92rem !important;
  font-family: 'Inter', system-ui, sans-serif !important;
  color: #ffffff !important;
  transition: all .25s ease;
  outline: none !important;
  box-sizing: border-box;
  box-shadow: none !important;
}
.sg-form-input::placeholder { color: rgba(255,255,255,.4) !important; }
.sg-form-input:focus {
  border-color: #5FA22A !important;
  background-color: rgba(95,162,42,.08) !important;
  background: rgba(95,162,42,.08) !important;
  box-shadow: 0 0 0 3px rgba(95,162,42,.2) !important;
  outline: none !important;
  color: #ffffff !important;
}
select.sg-form-input {
  cursor: pointer;
  padding-right: 2.5rem !important;
}
select.sg-form-input option {
  background-color: #0B2A4D;
  color: #ffffff;
}

/* Consent checkboxes */
.sg-consent-box {
  background: rgba(255,255,255,.05);
  border: 1px solid rgba(255,255,255,.1);
  border-radius: var(--sg-radius);
  padding: 1.25rem;
}
.sg-checkbox-label {
  display: flex; align-items: flex-start; gap: .75rem;
  cursor: pointer; color: rgba(255,255,255,.7);
  font-size: .85rem; line-height: 1.55;
}
.sg-checkbox-label input[type="checkbox"] {
  width: 18px; height: 18px; flex-shrink: 0; margin-top: 2px;
  accent-color: var(--sg-gold);
  cursor: pointer;
}

.sg-form-disclaimer {
  font-size: .78rem; color: rgba(255,255,255,.4);
  background: rgba(0,0,0,.15);
  border-radius: var(--sg-radius-sm);
  padding: .75rem 1rem;
  line-height: 1.55;
}
.sg-link { color: var(--sg-gold); text-decoration: none; }
.sg-link:hover { text-decoration: underline; color: var(--sg-gold-light); }

/* Small text "Back" link — sits under a full-width step button.
   Plain sg-btn-outline-dark reads as dark-on-dark inside the navy
   form card, so back is a quiet text link instead of a boxed button. */
.sg-form-back-link {
  display: inline-flex;
  align-items: center;
  gap: .35rem;
  background: none;
  border: none;
  padding: .25rem;
  font-size: .82rem;
  font-weight: 600;
  color: rgba(255,255,255,.55);
  transition: var(--sg-transition);
}
.sg-form-back-link:hover { color: var(--sg-gold); }

/* Trust microcopy under the final Submit button */
.sg-submit-trust { text-align: center; margin-top: .9rem; }
.sg-submit-trust p { font-size: .78rem; color: rgba(255,255,255,.55); margin: 0; }
.sg-submit-trust p + p { font-size: .72rem; color: rgba(255,255,255,.4); margin-top: .4rem; }
.sg-submit-trust .sg-link { color: var(--sg-gold-light); font-weight: 700; text-decoration: underline; }
.sg-submit-trust .sg-link:hover { color: var(--sg-gold); }

/* Success */
.sg-success-icon { font-size: 4rem; color: #22c55e; }
.sg-success-ref {
  font-size: .85rem; color: rgba(255,255,255,.55);
  background: rgba(255,255,255,.07);
  border-radius: var(--sg-radius-sm);
  padding: .5rem 1rem;
  display: inline-block;
  margin-top: .75rem;
}
.sg-success-ref strong { color: var(--sg-gold); }

/* Form footer trust */
.sg-form-footer { position: relative; }
.sg-form-trust {
  font-size: .78rem; color: rgba(255,255,255,.45);
  display: flex; align-items: center; gap: .3rem;
}

/* ═══════════════════════════════════════════════════════════
   FOOTER — all colours hard-coded, !important beats any cascade
   ═══════════════════════════════════════════════════════════ */
.sg-footer {
  background-color: #0B2A4D !important;
  background: #0B2A4D !important;
  color: rgba(255,255,255,.75) !important;
}
.sg-footer-top {
  padding: 4.5rem 0 3.5rem;
  border-bottom: 1px solid rgba(255,255,255,.08);
  background: transparent;
}
.sg-footer-bottom { background: transparent; }
.sg-footer-desc {
  font-size: .88rem;
  color: rgba(255,255,255,.6) !important;
  line-height: 1.65;
}

/* Any text inside the footer that isn't explicitly coloured → white */
.sg-footer *:not(a):not(.sg-logo-mark) {
  color: inherit;
}
.sg-footer p,
.sg-footer span,
.sg-footer small,
.sg-footer li {
  color: rgba(255,255,255,.7);
}

.sg-footer-social { display: flex; gap: .5rem; }
.sg-social-btn,
.sg-social-btn:link,
.sg-social-btn:visited {
  width: 38px; height: 38px;
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.15);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,.7) !important;
  font-size: .95rem;
  text-decoration: none !important;
  transition: all .25s ease;
}
.sg-social-btn:hover {
  background: #5FA22A !important;
  border-color: #5FA22A !important;
  color: #ffffff !important;
}

.sg-footer-heading {
  font-size: .72rem; font-weight: 700;
  letter-spacing: .15em; text-transform: uppercase;
  color: #5FA22A !important; margin-bottom: 1.1rem;
}
.sg-footer-list {
  list-style: none !important; padding: 0 !important; margin: 0;
}
.sg-footer-list li { margin-bottom: .6rem; list-style: none !important; }
.sg-footer-list a,
.sg-footer-list a:link,
.sg-footer-list a:visited {
  color: rgba(255,255,255,.65) !important;
  text-decoration: none !important;
  font-size: .88rem;
  transition: color .2s ease;
  display: inline-flex; align-items: center;
}
.sg-footer-list a:hover { color: #5FA22A !important; }

.sg-footer-hours { font-size: .82rem; color: rgba(255,255,255,.5) !important; margin: 0; }

.sg-footer-bottom { padding: 1.75rem 0; }
.sg-footer-legal { font-size: .73rem; color: rgba(255,255,255,.4) !important; line-height: 1.6; margin: 0; }
.sg-footer-hr { border-color: rgba(255,255,255,.1); margin: 1.25rem 0; }
.sg-copyright { font-size: .78rem; color: rgba(255,255,255,.4) !important; margin: 0; }

.sg-reg-badge {
  font-size: .65rem; font-weight: 700;
  letter-spacing: .06em;
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.15);
  border-radius: 50px;
  padding: .25rem .65rem;
  color: rgba(255,255,255,.6) !important;
}

/* ═══════════════════════════════════════════════════════════
   MOBILE STICKY CTA
   ═══════════════════════════════════════════════════════════ */
.sg-mobile-cta {
  position: fixed; bottom: 0; left: 0; right: 0;
  display: flex; gap: 0;
  z-index: 999;
  box-shadow: 0 -4px 20px rgba(0,0,0,.2);
  transform: translateY(100%);
  transition: transform .35s cubic-bezier(.4,0,.2,1);
}
.sg-mobile-cta.visible { transform: translateY(0); }

.sg-mobile-cta-call {
  flex: 1;
  background: var(--sg-green);
  border: none;
  border-radius: 0;
  color: var(--sg-white);
  font-weight: 700; font-size: .85rem;
  padding: 1rem;
  display: flex; align-items: center; justify-content: center; gap: .5rem;
  text-decoration: none;
  border-right: 1px solid rgba(255,255,255,.1);
}
.sg-mobile-cta-check {
  flex: 1;
  background: linear-gradient(135deg, var(--sg-gold) 0%, var(--sg-gold-dark) 100%);
  border: none;
  border-radius: 0;
  color: var(--sg-white);
  font-weight: 700; font-size: .85rem;
  padding: 1rem;
  display: flex; align-items: center; justify-content: center; gap: .5rem;
  text-decoration: none;
}

/* ═══════════════════════════════════════════════════════════
   ANIMATIONS (AOS-style via IntersectionObserver in JS)
   ═══════════════════════════════════════════════════════════ */
[data-aos] {
  opacity: 0;
  transition: opacity .6s ease, transform .6s ease;
}
[data-aos="fade-up"]    { transform: translateY(30px); }
[data-aos="fade-right"] { transform: translateX(-30px); }
[data-aos="fade-left"]  { transform: translateX(30px); }
[data-aos].aos-animate  { opacity: 1 !important; transform: none !important; }

/* ═══════════════════════════════════════════════════════════
   RESPONSIVE
   ═══════════════════════════════════════════════════════════ */
@media (max-width: 991px) {
  .sg-navbar .navbar-collapse {
    background: var(--sg-white);
    border-radius: var(--sg-radius);
    margin-top: .75rem;
    padding: 1rem;
    border: 1px solid rgba(11,42,77,.1);
    box-shadow: var(--sg-shadow);
  }
  .sg-hero { min-height: auto; padding: 6rem 0 4rem; }
  .min-vh-hero { min-height: auto; }
  .sg-stat-item { border-right: none; border-bottom: 1px solid rgba(11,42,77,.07); }
  .sg-stat-item:last-child { border-bottom: none; }
  .sg-form-card { padding: 2rem 1.5rem; }
}

@media (max-width: 575px) {
  .sg-hero-headline { font-size: 2.2rem; }
  .sg-form-progress { font-size: .7rem; }
  .sg-form-card { padding: 1.75rem 1.25rem; }
  .sg-float-chip { display: none; }
  .py-6 { padding-top: 3.5rem; padding-bottom: 3.5rem; }
  .sg-why-stats { gap: 1.5rem; }
  .sg-testimonial-card { padding: 1.5rem; }
  .sg-footer-top { padding: 3rem 0 2rem; }
}

/* ═══════════════════════════════════════════════════════════
   LEGAL PAGES (Privacy Policy / Terms)
   ═══════════════════════════════════════════════════════════ */
.sg-legal-hero {
  background: linear-gradient(135deg, var(--sg-green) 0%, var(--sg-green-mid) 100%);
  padding: 4.5rem 0 3.5rem;
  text-align: center;
}
.sg-legal-hero .sg-section-label { color: var(--sg-gold-light); }
.sg-legal-hero h1 {
  font-family: var(--font-display);
  font-size: clamp(2rem, 4.5vw, 3rem);
  font-weight: 700;
  color: var(--sg-white);
  margin-bottom: .75rem;
}
.sg-legal-hero p {
  color: rgba(255,255,255,.75);
  max-width: 560px;
  margin: 0 auto;
}

.sg-legal-content {
  background: var(--sg-white);
  border-radius: var(--sg-radius-lg);
  box-shadow: var(--sg-shadow);
  padding: clamp(1.75rem, 4vw, 3.5rem);
  margin: -2.5rem auto 4rem;
  position: relative;
  z-index: 2;
}
.sg-legal-content .sg-legal-updated {
  font-size: .85rem;
  color: #718096;
  margin-bottom: 2rem;
}
.sg-legal-content h2 {
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--sg-green);
  margin-top: 2.5rem;
  margin-bottom: 1rem;
}
.sg-legal-content h2:first-of-type { margin-top: 0; }
.sg-legal-content h3 {
  font-family: var(--font-body);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--sg-green);
  margin-top: 1.75rem;
  margin-bottom: .6rem;
}
.sg-legal-content p {
  color: #4a5568;
  line-height: 1.75;
  margin-bottom: 1rem;
}
.sg-legal-content ul, .sg-legal-content ol {
  color: #4a5568;
  line-height: 1.75;
  margin-bottom: 1rem;
  padding-left: 1.35rem;
}
.sg-legal-content li { margin-bottom: .4rem; }
.sg-legal-content a { color: var(--sg-gold-dark); font-weight: 600; text-decoration: underline; }
.sg-legal-content a:hover { color: var(--sg-gold); }
.sg-legal-content table {
  width: 100%;
  border-collapse: collapse;
  margin-bottom: 1.5rem;
  font-size: .92rem;
}
.sg-legal-content th, .sg-legal-content td {
  text-align: left;
  padding: .65rem .85rem;
  border: 1px solid var(--sg-sage);
  color: #4a5568;
}
.sg-legal-content th { background: var(--sg-cream); color: var(--sg-green); font-weight: 700; }
.sg-legal-toc {
  background: var(--sg-cream);
  border-radius: var(--sg-radius);
  padding: 1.25rem 1.5rem;
  margin-bottom: 2rem;
}
.sg-legal-toc strong { display: block; color: var(--sg-green); margin-bottom: .6rem; }
.sg-legal-toc ol { margin-bottom: 0; }
.sg-legal-toc a { text-decoration: none; }
.sg-legal-toc a:hover { text-decoration: underline; }